What is the key characteristic of Medicare?

Medicare is a federal health insurance program primarily designed for individuals who are 65 years of age or older, but it also covers certain younger people with disabilities or specific health conditions. The key characteristic of Medicare is that it is available to individuals regardless of their income level. This means that eligibility is not dependent on financial need, as with needs-based programs. Instead, it is based on age and specific health criteria, allowing all eligible individuals to access its benefits.

This characteristic of accessibility ensures that older adults and those with qualifying disabilities receive necessary medical care without the barriers that might arise from fluctuating income levels. Understanding this aspect is crucial in comprehending how Medicare functions in relation to other health programs that may have income restrictions.